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But what should you NOT do?
*Make any large purchases. Do not by a new car, toys like atv's. Anything that will hit your credit and increase your DTI
*Charge up your credit cards. Do not go out and by new furniture, charge a trip. Let things ly.
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*Make large deposits into your accounts. Any large deposits will need to be sourced. Meaning you will have to prove where they came from.
* Have anyone give you large cash deposits.
*Make Late payments
*Mix business and personal account funds
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*Pay off or allow any collections. Pay the collections through escrow.
* Quit, Retire or Change jobs.
* Get divorced
These are just a few things that I have seen that effect loan files in the past.
Keith Woeste
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