Hello, here is more First Time Home Buyers advice.
Determine a realistic price range. Your Mortgage lender can determine in a matter of minutes, the loan amount you can be prequalified for. Depending on your income, assests and debt, your mortgage lender can determine you debt to income ratio (DTI). With these numbers in hand you can look for home in your price range.
Next, select a Realtor. Normally, it is best to use someone that has been recommended by somene you trust. Working with a person who fits your personality and listens to your needs will result in a positive experience. You want a Realtor that has experience and understands the market you are interested in. A realtor who understands the current market and has the presents to point out things that a home buyer often misses or over looks.
The last thing for this issue of California First time home buyers.
View a variety of homes and neighborhoods. do not get discourged if you do not find your dream home on the first time out. Take your time see lots of home, but not too many. After a while, they all start running together. Bring a pad of paper. Write down the address at the top. Then write down the things you like and do not like about the home. Go home after your day of viewing, sit down and talk about the homes you visited. But remember, there is such a thing as love at first site, in home buying.
Please return in the days to come for more advise on California Mortgages, home loans and buying a home.
Keith Woeste
Home Loan Specialist
Milestone Mortgage
831-801-8667
DRE # 01473056
kwoeste@milestonemtg.com
http://www.milestonemtg.com/kwoeste
http://mortgages4california.com
"Striving to be the best through: Communication, Reliability, Relationships and Knowledge"
No comments:
Post a Comment